Terms & Conditions

  • The following “Terms of Use” (“TOU”) govern the terms by which Virtual Institute for Higher Education (“VIFHE,” “us,” “we”, or “our”) provides its services through VIFHE’s website and its online course hosted on an internet site maintained by E DYNAMIC SOLUTIONS (collectively referred to herein as the “Website”). VIFHE provides its service to users of the Website (“you” or “your”), subject to the following Terms of Use (“TOU”), which may be updated by VIFHE from time to time without notice to you. Please read these Terms of Use (the “Agreement” or the “TOU Agreement”) and Privacy Policy carefully before using the Website. Your use of the Website is subject to your acceptance of this Agreement and only in compliance with all applicable laws. When you access, browse, or use this Website, you accept, without limitation or qualification, the TOU Agreement as if you had signed it. Also, when using particular VIFHE services, you and VIFHE are subject to any posted guidelines or rules applicable to such services which may be posted from time to time. ALL RIGHTS NOT EXPRESSLY GRANTED TO YOU IN THIS AGREEMENT ARE RESERVED BY VIFHE AND ITS LICENSORS.

1. Restrictions on Use

Any materials posted on the Website that you copy, print, or download are licensed to you by VIFHE for your personal, non-commercial use only, provided that you do not change or delete any copyright, trademark, or other proprietary notices. You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Website, use of the Website, or access to the Website. VIFHE reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Website (or any part thereof) with or without notice. You agree that VIFHE shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Website. Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United

2. Public Communication and Forum Conduct

You are solely responsible for all content of any type, including but not limited to text, music, and/or photographs (collectively “Content”) that you upload, post, email, transmit or otherwise make available on the Website. VIFHE does not control the Content posted by you or others on the Website and, as such, does not guarantee the accuracy, integrity or quality of such Content. VIFHE will not be liable for any Content, or for any loss or damage of any kind incurred as a result of the use of any made available in any manner through the Website. You agree that you, or any Content you submit, will not: contain libelous or otherwise unlawful, obscene, or abusive material; harm minors in any way; impersonate any person or entity, including, but not limited to, an VIFHE official, forum leader, instructor, or other registered member, or falsely state or otherwise misrepresent our affiliation with a person or entity; contain any Content that infringes any patent, trademark, trade secret, copyright or other personal or proprietary rights of any party: contain any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; disrupt the normal flow of dialogue; interfere with or disrupt the Website or any servers or networks connected to the Website, “stalk” or otherwise harass another person or entity; or collect or store personal data about other users. We do not pre-screen Content, and have no obligation to do so, but you acknowledge that we reserve the right, in our sole discretion to refuse or move any Content that is available via the Website. Without limiting the foregoing, VIFHE and its designees shall have the right to remove any Content that violates the TOU or is otherwise objectionable. You acknowledge and agree that VIFHE may retain Content and may also disclose Content if required to do so by law or in the good faith belief that such retention or disclosure is reasonably necessary to: (i) comply with legal process; (ii) enforce the TOU; (iii) respond to claims that any Content violates the rights of third parties; or (iv) protect the rights, property, or personal safety of VIFHE, its users and the public.

3. Harassment or Intimidation

Sending of abusive or unwanted material causing the work or VIFHE online experience of others to be disrupted may violate school policies, may violate the law, and is unacceptable. Targeting another person or organization to cause distress, embarrassment, injury, unwanted attention, or other substantial discomfort is harassment, which is prohibited. Personal attacks or other action to threaten or intimidate or embarrass an individual, group, or organization; or attacks based on a person’s race, national origin, ethnicity, handicap, religion, gender, veteran status, sexual orientation, or another such characteristic or affiliation are prohibited.

4. Content Submitted or Made Available for Inclusion on the Website

  • VIFHE does not claim ownership of Content you submit or make available for inclusion on the Website. However, with respect to Content you submit or make available for inclusion on publicly accessible areas of the Website, you grant VIFHE an irrevocable, royalty-free, non-exclusive, unrestricted, worldwide license to use, copy, sublicense, adapt, transmit, publicly perform, display, in all languages, and to incorporate such Content into other works in any format or medium now known or later developed. “Publicly accessible” areas of the Website are those areas of the Website that are intended by VIFHE to be available to the general public. By way of example, publicly accessible areas of the Website would include VIFHE discussion boards and portions of the Website that are open to both members and visitors. However, publicly accessible areas of the Website would not include portions that are limited to members, or enrolled distance education students, VIFHE online services intended for private communication such as VIFHE e-mail, or areas off of the VIFHE network of properties such as portions of websites that are accessible through the Website but are not hosted or served by VIFHE.

5. License

You acknowledge and agree that the Website as well as all software, course materials and content provided by VIFHE, VIFHE instructors, and/or third parties for the VIFHE online courses (the “Course Content”) contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in sponsor advertisements or information presented to you through the Website, Course Content, or advertisers is protected by copyright, trademarks, patents or other proprietary rights and laws. You agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Website or the Course Content, in whole or in part.

VIFHE grants you a personal, non-transferable and non-exclusive right and license to use the Course Content on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Course Content. You agree not to modify the Course Content in any manner or form, or to use modified versions of the Course Content, including (without limitation) for the purpose of obtaining unauthorized access to the Website, or any portion of the Website. You agree not to access the Website by any means other than through the interface that is provided by VIFHE for use in accessing the Website.

6. Individual Registration; Monitoring

You acknowledge and agree that VIFHE, its affiliates, employees, contractors, and other designated representatives may monitor any and all of your activities in your use of the Course Content, including without limitation your session activity, progress preparing for exams, and results on practice exams. You acknowledge that VIFHE’s ability to monitor access to, usage of, and potential misuse of the Course Content is essential to VIFHE. To facilitate this, you represent that you have registered for the Website under your true legal name. You further acknowledge and agree that your employer or sponsoring firm, management and/or other persons designated by your employer or sponsoring firm, may monitor any and all of your activities in your use of the Course Content, including without limitation your session activity, progress preparing for exams, and results on practice exams. You agree to hold VIFHE, its affiliates, suppliers, licensors, and sublicensees, and each of its and their respective employees, officers, directors, successors, licensees, agents, assigns, and advisors (collectively the “VIFHE Parties”) harmless from and against any and all claims, damages, demands, or liabilities, including attorney’s fees and costs, relating to such monitoring activity, including without limitation any reporting and/or sharing of information regarding your use of the Course Content, and from and against any unauthorized use of the Course Content and/or any such information gathered from the monitoring activity described here in.


7. Indemnity

You agree to indemnify and hold VIFHE, and its directors, trustees, officers, employees, agents, affiliates, and co-branders, or other partners, and other users, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of Content you submit, post, transmit or make available through the Website, your use of the Website, your connection to the Website, your violation of the TOU, or your violation of any rights of any third party.

8. Dealings with Third Parties

Your correspondence or business dealings with, or participation in promotions of, third parties found on or through the Website, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that VIFHE shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Website.

9. Links

The Website may provide, or third parties may provide, links to other websites or resources. Because VIFHE has no control over such sites and resources, you acknowledge and agree that VIFHE is not responsible for the availability of such external websites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such websites or resources. You further acknowledge and agree that VIFHE shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such website or resource.

10. Confidentiality

1. You acknowledge that the Course Content is confidential and proprietary to VIFHE, that the information contained therein is of significant value, and that its disclosure to others would cause irreparable harm to VIFHE. You agree that, upon expiration of the limited term of the license granted to you herein, you will return or destroy any copies of Course Content materials received from VIFHE. 
2. Students result will be shared with ACCA officials for passing rates.

11. Content Updates

From time to time and at its sole discretion, VIFHE may make updates to the Course Content as a result of changes in regulations and topics tested. VIFHE has no obligation to you to make such updates, and any failure to do so shall not result in any liability of any kind to VIFHE. In the event that VIFHE releases updates to the Course Content materials, VIFHE may post updates to the Course Content web site so that you may have access to the updates or changes to the Course Content materials. There shall be no additional charge to you for access to such online updates. However, you acknowledge and agree that VIFHE has no obligation to provide you with any physical replacement of any materials. Physical material updates may be made available, at VIFHE sole discretion, for an additional fee. 

12. Carrier Charges

In addition to any fees that may be charged by VIFHE for the Course Content, you may incur additional charges from telecommunications, internet, cellular, mobile, or other service providers. You agree that such charges are the sole responsibility of you or your employer. Please check with your service suppliers to obtain information on applicable fees.

13. Disclaimer of Warranties

You expressly understand and agree that: your use of the course content is at your sole risk. The website is provided on an “as is” and “as available” basis. Vifhe expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and noninfringement. Vifhe makes no warranty that (i) the website will meet your requirements, (ii) the website will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from the use of the website will be accurate or reliable, (iv) the quality of any products, services, information, or other material purchased or obtained by you through the website will meet your expectations, and (v) any errors in the software will be corrected. Any material downloaded or otherwise obtained through the use of the website is done at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material. No advice or information, whether oral or written, obtained by you from vifhe or through or from the website shall create any warranty not expressly stated in the too.

14. Limitation of Liability

You expressly understand and agree that vifhe shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if vifhe has been advised of the possibility of such damages), whether based on contract, tort or strict liability, or otherwise, resulting from: (i) the use or the inability to use the website; (ii) the cost of procurement of substitute goods and course content resulting from any goods, data, information or course content purchased or obtained or messages received or transactions entered into through or from the website; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the website; or (v) any other matter relating to the website. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you.

15. Termination

You agree that VIFHE, in its sole discretion and without prior notice to you, may terminate your registered account (or any part thereof) or use of the Website, and remove and discard any Content within the Website, for any reason, including, without limitation, for lack of use or if VIFHE believes that you have violated or acted inconsistently with the letter or spirit of the TOU. VIFHE may also in its sole discretion and at any time discontinue providing the Website, or any part thereof, with or without notice. Termination, suspension, or cancellation of this Agreement or your access rights will not affect any right or relief to which VIFHE may be entitled in law or in equity. Upon termination of this Agreement all rights granted to you will automatically terminate. Paragraphs 1, 2, 4, 6, 7, 8, 9, 10, 11, 14, 15, 17, and 19 shall survive termination of this Agreement.

16. Trademark Information

VIFHE trademarks, logos and product and service names are trademarks of E Dynamic Solutions. Without VIFHE’s prior permission, you agree not to display the above or use in any manner.

17. Copyrights and Copyright Agent

VIFHE respects the intellectual property of others, and we ask our users to do the same. You may notify VIFHE by providing the following information to our designated agent. Notices must meet the then-current statutory requirements imposed by the DMCA. If you believe you have a copyright infringement claim resulting from material posted on the Website:

an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;
a description of the copyrighted work or other intellectual property that you claim has been infringed;
a description of where the material that you claim is infringing is located on the Website;
your address, telephone number, and email address;
a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner’s behalf.
Designated Agent: Admin E Solutions. Email: admin@VIFHE.com

18. General Information

The TOU Agreement and any posted operating rules constitute the entire agreement between you and VIFHE and govern your use of the Website, superseding any prior agreements between you and VIFHE with respect to the subject matter of this Agreement. You also may be subject to additional terms and conditions that may apply when you use affiliate services, third-party content or third party software, including but not limited to VIFHE terms of use. You may not assign your rights under this Agreement to any third party. If you acquired the software in any other country, unless expressly prohibited by local law, the TOU Agreement and warranties are controlled by and construed under the laws of the State Of Pakistan, notwithstanding any conflicts of law provisions; and the state and federal courts of Pakistan shall have exclusive jurisdiction over any claim arising under the TOU Agreement or warranties. You agree that this Agreement specifically disclaims the application of the UN Convention on Contracts for the international sale of goods. Notwithstanding the foregoing, as applicable, you or VIFHE may seek interim injunctive relief in any court of appropriate jurisdiction with respect to any alleged breach of its intellectual property or proprietary rights. The TOU Agreement has been written in the English language, and you agree that the English version will govern this Agreement. The failure of VIFHE to exercise or enforce any right or provision of the TOU shall not constitute a waiver of such right or provision. If any provision of the TOU is found by a court of competent jurisdiction to be invalid, you nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the TOU remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Course Content or the TOU must be filed within twelve (12) months after such claim or cause of action arose or be forever barred. The section titles in the TOU are for convenience only and have no legal or contractual effect. 

19. Violations

Please forward any questions or report any violations of the TOU to: admin@vifhe.com

20. Privacy

Please review our Privacy Policy which also governs our website, to understand our practices.

21. Promotion Policy

  • No extension, freezing and Refund policy is applicable for any promotion.

22. Refund Policy

  • The course fee is non-refundable.
  • In the event a student forgets to enter a coupon code, the institute will not be responsible for it.
  • In the event that a student makes a payment twice, you may use your extra credit either for enrollment in any other subject or an adjustment can be made for the next examination attempt.

23. Course Replacement Policy

  • Regular batch course replacement from one language to another can be done within 3 weeks of enrollment without any charge.
  • Regular batch course replacement from one subject to another can be done within 3 weeks of enrollment without any charge.
  • Course replacement from one subject to another after three weeks of enrollment can be done for a fee of 50% of the original course fee, with no discount applicable.
  • A course replacement can be done only once.

24. Course Fee Installment Plan

  • VIFHE offers a payment plan consisting of two equal installments, with 50% due upon the initiation of the agreement and the remaining 50% to be paid on the same date of the next month.
  • If you choose to make installment payments, please note that this option disqualifies you from receiving any additional discounts.

25. Course Freezing Policy

  • The freezing of courses can be done within 3 weeks of enrollment without any charge.
  • The freezing charge ranges from 30% to 50%, depending on the course content accessed and the time remaining for the course's expiration after 3 weeks of enrollment.
  • The course can be unfrozen for either of the next two examination attempts.

26. Course Extension Policy

  • The extension of access for any course can be applied during a particular time period during the term of the course. However, the fee will be 50% of the original course fee, with no discount applicable.
  • The extension option will be available for one attempt only.
  • One may receive continuous batch access during an extension period.

27. Course Payment Policy

  • Payment shall be made via Credit or Debit card or a Bank transfer.
  • Once the payment process is complete, a receipt will be automatically generated, and a confirmation email indicating successful payment will be sent to your registered email address.
  • Course access will be revoked if we are unable to receive the payment within five working days of enrollment

28. Content Access Policy

  • The granting of access is an automated process, and access will be provided promptly upon completion of the payment procedure.
  • Course access will be revoked on the exam date.

29. Course Promotion (Discounts) Policy

  • No extension, freezing, or refund policy is applicable for any promotion.

30. Course Content

  • A detailed planner will be available on your portal after the enrollment. The students are advised to strictly adhere to the shared planner.
  • Extension, Freezing, or those who have studied before will also get the course content according to the planner.

    NOTE: Extension, freezing, transfer and installments policy is not applicable on the revision camps.